Yanelis Realtor
Homebuyer Assistance Center

Down Payment Assistance

Florida Hometown Heroes Program

May provide down payment and closing cost assistance for eligible Florida buyers through participating lenders.

Last updated: June 30, 2026

This information is provided for educational purposes only. Eligibility is determined exclusively by the official program administrator or participating lender. Yanelis De La Torre can help you understand available options but cannot guarantee eligibility or approval.

Overview

May provide down payment and closing cost assistance for eligible Florida buyers through participating lenders.

Funding, limits, eligible occupations, and lender participation can change.

Benefits

Assistance amount and availability are set by Florida Housing and participating lenders.

Eligible counties: Miami-Dade, Broward, Palm Beach, Florida

Designed for: First-Time Homebuyer, Veteran, Teacher, Police Officer, Firefighter, Healthcare Worker, Public Employee

Eligibility

Use a participating lender

Meet program income and credit requirements

Occupy the home as a primary residence

Complete any required education

Required Documents

Photo ID

Pay stubs

W-2 forms

Tax returns

Bank statements

Pre-approval

Step-by-Step Process

Review official source

Speak with a participating lender

Confirm eligibility

Prepare documents

Request pre-approval

Submit official application

Common Mistakes

Assuming approval before the official administrator reviews the file.

Missing income, lender, property, or location requirements.

Not checking current funding availability before making an offer.

FAQ

Can Yanelis guarantee approval? No. Approval is determined by the program administrator or participating lender.

Can program rules change? Yes. Program funding, income limits, property limits, lender requirements, and eligibility rules can change.