Homebuyer Assistance Center
Buying a home is easier when you understand the programs available. Explore government, county, city, and lender assistance programs that may help with your down payment, closing costs, financing, or homeownership goals.
Answer a few questions to see programs that may match your profile.
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Assistance amount and availability are set by Florida Housing and participating lenders.
May provide down payment and closing cost assistance for eligible Florida buyers through participating lenders.
Match Potential: 96%
May offer 2% or 3.5% of the purchase price toward down payment assistance when the buyer, property, loan, and lender all meet current program guidelines.
The PFA Grant may help eligible FHA buyers cover part of the required down payment through a forgivable grant funded by the Public Finance Authority and administered through a participating lender.
Match Potential: 96%
FHA is a loan program, not a grant; down payment assistance may be layered when permitted.
FHA-insured mortgages may allow lower down payments and flexible credit guidelines through approved lenders.
Match Potential: 96%
Terms depend on lender, investor guidelines, mortgage insurance, and buyer profile.
Conventional loan options may allow qualified buyers to purchase with low down payment options.
Match Potential: 96%
Assistance amount depends on current county program rules, funding, and lender participation.
County-level assistance may help eligible buyers with down payment and closing costs.
Match Potential: 92%
Assistance and limits depend on City of Miami program rules and funding.
City assistance may support eligible buyers purchasing within City of Miami boundaries.
Match Potential: 92%
Assistance depends on the local housing office and current SHIP strategy.
SHIP funds are administered locally and may support homeownership assistance, repair, and housing strategies.
Match Potential: 92%
USDA is a loan program; property location and buyer eligibility are required.
USDA loans may help eligible buyers purchase in qualifying rural or suburban areas.
Match Potential: 92%
Yanelis can review your situation and explain which assistance programs may fit your needs.